Media Appearances

Mirror23 September 2026 HSBC confirms change for customers ‘from today’ with new costs Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said another competitive sub-5% option now appeared to be heading out of the market. Read more → Wales Online22 September 2026 Barclays and Halifax ‘costs rise from today’ as customers urged ‘act’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the trend of recent weeks was proving increasingly difficult to overlook. Read more → Cambridgeshire Live22 September 2026 Barclays and Halifax ‘costs rise from today’ as customers urged ‘act’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the trend of recent weeks was proving increasingly difficult to overlook. Read more → Surrey Live22 September 2026 Barclays and Halifax ‘costs rise from today’ as customers urged ‘act’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the trend of recent weeks was proving increasingly difficult to overlook. Read more → Liverpool Echo22 September 2026 Barclays and Halifax ‘costs rise from today’ as customers urged ‘act’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the trend of recent weeks was proving increasingly difficult to overlook. Read more → AOL22 September 2026 Barclays and Halifax customers told to act with ‘extra charges from today’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the pattern of recent weeks was becoming difficult to ignore. Read more → Chronicle Live22 September 2026 Barclays and Halifax ‘costs rise from today’ as customers urged ‘act’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the trend of recent weeks was proving increasingly difficult to overlook. Read more → Daily Express22 September 2026 Barclays, Halifax customers told ‘act’ with ‘extra charges from today’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the pattern of recent weeks was becoming difficult to ignore. Read more → Mirror22 September 2026 Barclays and NatWest customers face new extra costs after changes Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the rapid succession of increases among the major lenders was a clear signal from… Read more → AOL22 September 2026 Barclays and NatWest customers facing immediate extra costs after changes made Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said the rapid succession of increases among the major lenders was a clear signal from… Read more → The Sun18 June 2026 How to pay your mortgage off early and save up to £20,000 - starting from as little as £5 a month Dariusz Karpowicz, director at Albion Financial Advice, says you should bear this in mind before you put a single penny into mortgage overpayments. Read more → Wales Online28 May 2026 ‘New chapter’ means ‘perfect time’ for UK buyers Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also said now may be the perfect time for buyers to strike: "If you are looking to buy,… Read more → Mirror28 May 2026 ‘We’re home buying experts and now’s perfect time due to change’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also suggested now could be the ideal moment for purchasers to act: "If you are looking… Read more → Wales Online28 May 2026 Barclays and NatWest customers told new change ‘starts on Friday’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, said summer was a "buying season". Read more → This Is Money20 May 2026 Flat prices plummet according to official figures - and not just in London Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: 'If you are looking to buy, this is your window to push hard, because a stalled… Read more → Wales Online11 May 2026 Nationwide and Virgin Money customers given ‘positive’ Monday update Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, described the cuts as "genuinely good news". He continued: "Lenders are clearly… Read more → Daily Express11 May 2026 New Nationwide update from customers with change ‘from Tuesday’ Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, welcomed the reductions as "genuinely good news". He continued: "Lenders are clearly… Read more → Cambridgeshire Live25 April 2026 Nationwide change begins today as benefit ‘passed to customers’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also said borrowers might want to act: "Nationwide stepping in with cuts up to 0.25%… Read more → Liverpool Echo24 April 2026 Nationwide change begins today as benefit ‘passed to customers’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also said borrowers might want to act: "Nationwide stepping in with cuts up to 0.25%… Read more → Mirror24 April 2026 New Nationwide and Halifax messages to customers ‘starts today’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also said borrowers might want to act: "Nationwide stepping in with cuts up to 0.25%… Read more → Daily Express24 April 2026 Nationwide announces major change for customers ‘from today’ Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice, also suggested borrowers may wish to act swiftly: "Nationwide stepping in with cuts up… Read more → Daily Express18 April 2026 Lesser-known mortgage type could ‘give space’ and it’s not fixed deal Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said there was a lack of knowledge about tracker mortgages. Read more → Mirror18 April 2026 Lesser-known mortgage decision ‘gives space’ and it’s not fixed rate Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said there was a lack of knowledge about tracker mortgages. Read more → Mirror26 March 2026 Virgin Money customers set for ‘extreme’ change from tomorrow Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said: "0.75% in a single repricing is not a wobble. When nobody wants to be the… Read more → Birmingham Live26 March 2026 Mortgage rates increased by Virgin Money and Santander Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said: "0.75% in a single repricing is not a wobble. That is a lender running for cover.… Read more → Daily Express23 March 2026 ‘War on UK taxpayers’ as Iran piles £12bn onto national interest Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said he expects 10-year Gilts to break 5%. Read more → Birmingham Live20 March 2026 £12 billion added to UK’s national interest bill following Middle East war Speaking to Newspage, Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said he expects 10-year Gilts to break 5%. Read more → Daily Record14 March 2026 Nationwide and Virgin Money customers hit with new £360 cost from today Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, calculated that an additional 0.2 per cent would add roughly £360 annually to a… Read more → Glasgow Live14 March 2026 Nationwide customers face new £360 cost from today after decision Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, outlined that an additional 0.2 per cent adds roughly £360 per year to a £150,000 mortgage. Read more → Wales Online14 March 2026 Customers at Nationwide and Virgin Money ‘hit with new £360 blow’ Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, explained that an additional 0.2 per cent adds approximately £360 annually to a… Read more → Birmingham Live13 March 2026 1 in 8 young people not in work or education, new data shows Speaking to Newspage, Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said businesses are not hiring young people because costs have… Read more → Mirror13 March 2026 Nationwide brings in ‘new £360 charge’ for customers from today Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, explained that an additional 0.2 percent adds approximately £360 annually to a £150,000… Read more → Daily Express12 March 2026 Nationwide and Virgin Money customers 'hit with new £360 charge' Dariusz Karpowicz, director at Doncast er-based Albion Financial Advice, said an extra 0.2 percent added roughly £360 a year on a £150,000 mortgage. Read more → Daily Express05 March 2026 HSBC and Coventry Building Society customers face costly change 'from Friday and Monday' Dariusz Karpowicz, director at Doncast er-based Albion Financial Advice, also emphasised how quickly markets - and mortgage pricing - can turn: "For weeks, the… Read more → CityAM05 March 2026 ‘And so it begins’ - Mortgage lenders kick rates back up amid Middle East crisis “For weeks, the direction felt obvious: rates were falling, a Bank of England cut looked nailed on and everyone got comfortable,” Dariusz Karpowicz, director… Read more → MoneyWeek27 February 2026 Student loans debate: should you fund your child through university? Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: “High earners often repay far more than they borrowed once interest builds up, so… Read more → Mirror27 February 2026 NatWest customers could get £37,500 extra in new update Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said this is a “significant shift”. Read more → What Mortgage13 January 2026 Zero deposit 100% mortgage launched for renters Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, agreed. Read more → GB News13 January 2026 Mortgage alert: Renters can now buy a home without a deposit under new deal - 'genuine route onto the ladder' Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, acknowledged the product addresses a genuine need but urged potential applicants to… Read more → This Is Money13 January 2026 Building society launches 100% mortgage to help renters get on property ladder with no deposit Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: 'Before you get excited, understand what you're signing up for. Read more → The i Paper16 December 2025 The pros and cons of a tracker mortgage - and why there’s been a rise in uptake Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, echoed that he has seen a surge in interest in tracker mortgages, and he thinks they… Read more → Birmingham Live11 December 2025 HMRC raid on pensions could see savers lose £214,000 Dariusz Karpowicz, who directs Albion Financial Advice in Doncaster, added: "Your pension pot faces a 40 per cent tax grab from 2027. That retirement fund… Read more → Dunfermline Press29 November 2025 Two child benefit cap scrapped as Rachel Reeves makes budget announcement Dariusz Karpowicz, director at Albion Financial Advice says: "Scrapping the two-child benefit cap will cost roughly £2.5 billion annually, money the Treasury… Read more → Dorset Echo29 November 2025 Two child benefit cap scrapped as Rachel Reeves makes Budget announcement Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice says: "Scrapping the two-child benefit cap will cost roughly £2.5 billion annually,… Read more → Reading Chronicle29 November 2025 Two child benefit cap scrapped as Rachel Reeves makes Budget announcement Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice says: "Scrapping the two-child benefit cap will cost roughly £2.5 billion annually,… Read more → Daily Echo26 November 2025 Two child benefit cap scrapped as Rachel Reeves makes Budget announcement Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice says: "Scrapping the two-child benefit cap will cost roughly £2.5 billion annually,… Read more → GB News18 November 2025 Recession alert: US economic downturn 'would be straw that breaks the UK's back' as stock market tumbles Dariusz Karpowicz, the director at Doncaster-based Albion Financial Advice, echoed this assessment. "Bitcoin dropping like a stone rather proves it's not the… Read more → Daily Express18 November 2025 Stocks plummet with S&P 500 on the brink as US recession fears explode Dariusz Karpowicz from Albion Financial Advice said Bitcoin dropping like a stone proves it's not the safe haven some claim, but investors shouldn't panic. Read more → GB News17 November 2025 Rachel Reeves's raid on pensions set to be 'biggest tax hit in decades' as YOU could lose £214k to HMRC Dariusz Karpowicz, who directs Albion Financial Advice in Doncaster, added: "Your pension pot faces a 40 per cent tax grab from 2027. That retirement fund… Read more → Birmingham Live17 November 2025 NatWest and Barclays make major announcement for customers moving home Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, agreed, adding: “Offering 95% mortgages on new builds is like buying a new car with… Read more → Daily Express03 November 2025 Huge boost for borrowers as major lender cuts rates by up to 0.2% Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said the changes could see borrowers saving hundreds of pounds per year, as per the… Read more → Estate Agent Today01 November 2025 Buyers urged to lock-in low mortgage rates before Budget Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: “Rate cuts from HSBC and TSB signal lenders scrambling for business before Budget… Read more → upday News29 October 2025 UK child workless households hit 1.22 million as experts warn of health crisis "Parents need practical support to enter employment, not more bureaucratic programmes," said Dariusz Karpowicz from Albion Financial Advice. Read more → Financial Times Adviser29 October 2025 Rise in people cancelling private medical insurance amid 'fiscal assaults' Dariusz Karpowicz, Albion Financial Advice director, said: "Due to National Insurance hikes, high inflation and general economic uncertainty, companies are… Read more → Birmingham Live29 October 2025 One in 10 children now live in unemployed UK households Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said there is a north-south divide clearly seen in the figures. Read more → Business Matters23 October 2025 Rise in people and firms cancelling private medical insurance as tax squeeze bites Dariusz Karpowicz, Director at Albion Financial Advice in Doncaster, said the economic squeeze has made PMI an early casualty in company cost reviews. Read more → Daily Star21 October 2025 Pizza Hut downfall from iconic all-you-can-eat buffet, Prem sponsorship and closures Dariusz Karpowicz, Director at Albion Financial Advice said: “Pizza Hut's dine-in collapse serves up a bitter slice of reality for Britain's struggling high… Read more → Business Matters20 October 2025 Pizza Hut 'stuck in the middle' as UK dine-in arm collapses into administration Dariusz Karpowicz, Director at Albion Financial Advice, said the collapse reflects “a bitter slice of reality” for the wider high street: “ Soaring energy… Read more → Daily Express20 October 2025 Rachel Reeves's 'brutal' economy blamed for Pizza Hut closures Dariusz Karpowicz, Director at Albion Financial Advice, said the collapse offers yet another glimpse into the harsh challenges of hospitality and the high street. Read more → The Independent10 September 2025 As house prices rise, should you buy property using a modern auction? Dariusz Karpowicz, director at Albion Financial Advice, says: “Online property auctions might seem like bargain hunting's holy grail, but they're more like a… Read more → Daily Express04 September 2025 Angela Rayner urged by tax experts to resign over stamp duty scandal Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, added: "This latest blunder adds to a mounting catalogue of errors and omissions that… Read more → Birmingham Live20 August 2025 Nationwide introduces new 'minimum income' rule with customers warned Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, also welcomed the news: “Nationwide strikes again with another clever enhancement to… Read more → Financial Times Adviser13 August 2025 Nationwide enhances affordability criteria for remortgages Nationwide has enhanced its affordability criteria for remortgages Read more → This Is Money12 August 2025 Borrowing boost! Nationwide offers remortgage customers £34k bigger... Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said it could 'Offer borrowers who've proven they can handle mortgage payments a chance… Read more → Birmingham Live12 August 2025 All DWP Universal Credit claimants warned 'even if you're working full-time' Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, added: "Over a million more people joining Universal Credit in 12 months tells a stark… Read more → Daily Express16 July 2025 UK house buyers urged to act now as market chaos could change rates in a heartbeat And Dariusz Karpowicz, director at Albion Financial Advice said: "Today's inflation bump has put that expected rate cut firmly on the back burner. Read more → Financial Times Adviser15 July 2025 BBC investigation ‘damning indictment’ of conditional selling, say brokers Similarly, Albion Financial Advice director, Dariusz Karpowicz said that, while the exposure is welcome, the investigation won’t represent a “watershed” moment in… Read more → Birmingham Live11 July 2025 Nationwide and Barclays issue 'great news' to customers who'll be £1,000 better off Dariusz Karpowicz, director at Albion Financial Advice, added: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimism.” Read more → Yorkshire Live11 July 2025 Barclays customers could soon be £500 better off Dariusz Karpowicz, director at Albion Financial Advice, also remarked: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for… Read more → Chronicle Live11 July 2025 Barclays, Nationwide, Skipton and TSB mortgage price war saving customers more than £1,000 Dariusz Karpowicz, director at Albion Financial Advice, chimed in: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimism." Read more → Leicestershire Live11 July 2025 Nationwide and Barclays slash rates with customers to be better off Dariusz Karpowicz, director at Albion Financial Advice, also remarked: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for… Read more → Daily Express11 July 2025 Barclays, Nationwide and TSB customers could save more than £1,000 on mortgages Dariusz Karpowicz, director at Albion Financial Advice, added: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimism.” Read more → Birmingham Live25 May 2025 Warning issued to anyone with a mortgage over change which kicked in last Wednesday And Dariusz Karpowicz, of Albion Financial Advice, cautioned: “This recalibration from one of the UK’s largest mortgage providers suggests a market… Read more → Daily Express22 May 2025 Fears inflation hike has killed mortgage price war And Dariusz Karpowicz, of Albion Financial Advice, cautioned: “This recalibration from one of the UK’s largest mortgage providers suggests a market… Read more → MoneyWeek03 April 2025 Tax hikes push wealthy individuals to exit the UK - what are the risks of relocating? Dariusz Karpowicz, director at Albion Financial Advice, said there has been a noticeable exodus of wealth and wealth creators since the Autumn Budget. Read more → London Property News19 March 2025 Halifax rate changes suggest 'markets expect base rate cuts this year but are less sure about 2026 onwards' Dariusz Karpowicz, Director at Albion Financial Advice added, “Market signals emerge as Halifax adjusts its mortgage strategy. Halifax and BM Solutions’ recent… Read more → Daily Express26 February 2025 Rachel Reeves savaged over 'fantasy politics' after Cash ISA plan rubbished Dariusz Karpowicz, Director at Albion Financial Advice, said the Chancellor's potential cash ISA allowance cut might fill Treasury coffers, but it is unlikely… Read more → Daily Express25 February 2025 Bitcoin drops to three-month low reinforcing 'risks' and 'volatility' of crypto Dariusz Karpowicz, director at Albion Financial Advice, noted that significant price fluctuations are simply a characteristic of digital assets. However,… Read more → Daily Express25 February 2025 Warning issued to anyone with a Nationwide credit card Regarding the increase, Dariusz Karpowicz, director at Albion Financial Advice, said: "The timing couldn't be worse for Nationwide customers facing credit card… Read more → Birmingham Live25 February 2025 Alert issued to anyone with a Nationwide credit card Regarding the increase, Dariusz Karpowicz, director at Albion Financial Advice, commented: "The timing couldn't be worse for Nationwide customers facing credit… Read more → The National13 February 2025 Nationwide cuts mortgage rates following Barclays, Santander and Yorkshire "In a welcome move that's music to borrowers' ears, it's quite refreshing to see one of Britain's biggest lenders joining the rate-cutting party, giving both… Read more → Mirror12 February 2025 Major lenders slash mortgage rates below 4% as experts predict 'domino effect' Earlier this week, NatWest cut some of its mortgage rates by up to 0.36%, which could "trigger a domino effect across the lending landscape," according to… Read more → Birmingham Live11 February 2025 NatWest makes change to accounts in move that 'could trigger domino effect' Dariusz Karpowicz, Director at Albion Financial Advice commented: "NatWest breaks the ice with a refreshing rate cut. As the first major high street bank to… Read more → Financial Times Adviser10 February 2025 BMI and mental health admissions leading to protection rejections King was not alone in this observation as Albion Financial Advice director, Dariusz Karpowicz, said: “Watching insurance companies turn away young people in droves… Read more → Freelance Informer07 February 2025 Maximise your house sale: beat the taxman Dariusz Karpowicz, Director at Albion Financial Advice offers some options. Karpowicz told The Freelance Informer via the NewsPage Agency: Read more → Southend Echo04 February 2025 Lloyds and Halifax banking app customers urged ‘do not make repeat payments’ Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → Financial Times Adviser03 February 2025 MPC 'most likely split' on 'pivotal' rates decision Rate setters will most likely be split over a base rate cut this Thursday, according to experts, despite most expecting a cut of 25 basis points. Read more → Financial Times Adviser03 February 2025 Banking app issues reminder of tech reliance Issues with several banking apps over the past few days show how much technology is relied upon, brokers have said. Read more → Times Series03 February 2025 Lloyds and Halifax banking app customers urged 'do not make repeat payments' Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → Eastern Daily Press03 February 2025 Lloyds and Halifax banking app customers urged ‘do not make repeat payments’ Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → Hexham Courant03 February 2025 Lloyds and Halifax banking app customers urged ‘do not make repeat payments’ Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → The Bolton News03 February 2025 Lloyds and Halifax banking app customers urged ‘do not make repeat payments’ Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → Telegraph & Argus03 February 2025 Lloyds and Halifax banking app customers urged ‘do not make repeat payments’ Dariusz Karpowicz, Director at Albion Financial Advice commented: "The banking sector appears to be stumbling through a technological rough patch, with Halifax… Read more → Mortgage Soup29 January 2025 All eyes are on Threadneedle Street as Nationwide increases fixed rates up to 0.15% Dariusz Karpowicz, Director at Albion Financial Advice, said: “The much-anticipated January mortgage rate war has fizzled into a damp squib, with Nationwide… Read more → Business Matters29 January 2025 Lloyds Banking Group announces closure of a further 136 branches Similarly, Albion Financial Advice director Dariusz Karpowicz pointed out that while the decline in branch usage is inevitable in a digital era, banks risk… Read more → Mortgage Soup28 January 2025 Brokers give Barclays' Mortgage Boost thumbs up Dariusz Karpowicz, Director at Albion Financial Advice, told Newspage: “Barclays’ new Mortgage Boost scheme arrives like a breath of fresh air in today’s… Read more → Financial Times Adviser06 December 2024 Natwest brings 'festive cheer' with rate reductions NatWest has brought some 'much needed festive cheer' to the mortgage market by announcing rate cuts of up to 39 basis points. Read more → Mortgage Soup05 December 2024 NatWest cuts rates by up to 39bps Dariusz Karpowicz, Director at Albion Financial Advice: “NatWest’s decisive move to reduce rates by up to 39 basis points represents a significant and welcome… Read more → Mortgage Solutions03 December 2024 Specialist lending has become a 'vital lifeline' for shared ownership Dariusz Karpowicz, director at Albion Financial Advice, said: “Specialist lending has become a vital lifeline in the shared ownership market, offering hope to… Read more → Introducer Today01 December 2024 Do customers really want an 18-month mortgage product? Dariusz Karpowicz, director at Albion Financial Advice, is full of praise. “This unconventional term length offers borrowers a fresh alternative to traditional… Read more → Financial Times Adviser26 November 2024 Underwriting delays cost clients thousands, say brokers Mortgage brokers have warned things are 'going backwards rapidly' when it comes to the underwriting process. Read more → Birmingham Live26 November 2024 Santander confirms new mortgage rule from Thursday that'll be 'mayhem' Dariusz Karpowicz, Director at Albion Financial Advice commented: "In what can only be described as the mortgage market's version of a seesaw, Barclays and… Read more → The Telegraph25 November 2024 Buyers race to get on ladder ahead of stamp duty cut-off Dariusz Karpowicz, director at Albion Financial Advice, said: “In my daily consultations I’m particularly noticing buy-to-let investors and second-home… Read more → The Telegraph04 November 2024 Why cautious Britons are shunning European-style mortgages Dariusz Karpowicz, of Albion Financial Advice, said: “The traditional British reserve extends to our financial choices. Read more → MoneyWeek28 October 2024 Autumn Budget - who does Labour define as 'working people?' Dariusz Karpowicz, director at Albion Financial Advice, says modern working life isn't as black and white as politicians would like it to be. Read more → Financial Times Adviser28 October 2024 Industry hits back at Starmer's 'not working people' jibe to landlords Read more → Freelance Informer26 October 2024 Giving up on the dream: Is the UK mortgage market killing self-employment? “When 40% of first-time buyers are ditching their entrepreneurial dreams just to secure a mortgage, we know something’s seriously amiss in the lending world,”… Read more → The Telegraph25 October 2024 I work 50 hours a week as a landlord - it's an insult to say we aren't working people Dariusz Karpowicz, of Albion Financial Advice, said: “Apparently landlords just wave a magic wand and properties maintain themselves. Read more → This Is Money23 October 2024 Interest rates will only fall to 3.75% next year, says Santander Dariusz Karpowicz, director at Albion Financial Advice, accused the investment banking company of playing crystal ball and warned that it shouldn't be treated… Read more → Financial Times Adviser22 October 2024 NHS mobile app could be 'game changer' for protection market Customers accessing their health records via the NHS mobile app could be 'a game changer' for the protection market, New Leaf Distribution managing directo Read more → The Sun04 October 2024 Sub 3% mortgages ‘possible’ as Bank of England hints at more ‘aggressive’ interest rate cuts and lenders make reductions Dariusz Karpowicz, who is director at Albion Financial Advice, said that it’s not “unrealistic” that we’ll see rates drop below 3%. Read more → GB News28 September 2024 Huge win for buyers' as Nationwide offers mortgages worth six times their income However, Dariusz Karpowicz of Albion Financial Advice reminded Britons that "rate is still king when it comes to making decisions", suggesting that while… Read more → Yahoo25 September 2024 We could see demand for longer-term fixed deals spike But Dariusz Karpowicz, director at Albion Financial Advice, cautioned: “There might be some customers that will use these longer-term products, but let's be… Read more → Mortgage Solutions25 September 2024 Lenders' application processing times have reduced from 14 to 10 days Dariusz Karpowicz of Albion Financial Advice said: “Yes, there has definitely been improvement, and it’s great to see high street lenders cutting down their… Read more → Daily Express17 September 2024 Mortgage warning over 'secret last minute fees' as homeowners rush for 'free legals' Dariusz Karpowicz, Director at Albion Financial Advice, summed up the pervasive issues surrounding these services. “Free legals might sound like a great deal… Read more → Birmingham Live17 September 2024 Mortgage holders face 50 charge for every request they make to solicitors Dariusz Karpowicz, Director at Albion Financial Advice, said: “Free legals might sound like a great deal at first glance - who wouldn’t want to save on… Read more → Mortgage Solutions29 August 2024 Era of 'rock-bottom' mortgage rates is over - analysis Darius Karpowicz of Albion Financial Advice explained: “We’re seeing some real momentum with lenders cutting rates, particularly for products with lower LTVs. Read more → Financial Times Adviser29 July 2024 Brokers claim transaction times 'longest in over 20 years' Brokers have claimed that transaction times are currently 'the longest experienced in over 20 years in the industry'. Read more → Proactive Investors23 July 2024 FTSE 100 live: London stocks by oil and copper slide, Compass and Rolls lead risers Dariusz Karpowicz at Albion Financial Advice says "a lender of its size dipping below 4% could set a trend for other major lenders to follow". Read more → Bristol Live18 July 2024 New mortgage scheme allows adding of friends and family for bigger loans Dariusz Karpowicz, Director at Albion Financial Advice, urged other lenders to follow suit. "Extending income booster options to friends and extended family is… Read more → Daily Express18 July 2024 New scheme offers bigger mortgages with family help but some experts say be wary Dariusz Karpowicz, Director at Albion Financial Advice, called on other lenders to follow suit. Read more → Financial Times Adviser16 July 2024 Inflation has only hit target rate for 30% of time since 1997 The Bank of England has only managed to keep inflation at its target rate for 30 per cent of the time since it gained independence in 1997, data has found. Read more → Freelance Informer10 July 2024 School fees VAT hike: Self-employed parents scramble for mortgage solutions “We’re definitely seeing an uptick in parents remortgaging or opting for offset mortgages to handle the rising school fees and the overall cost of living… Read more → Financial Times Adviser10 July 2024 Green mortgages can 'hugely support' first-time buyers Green mortgages can 'hugely support' first-time buyers by offering financial incentives to keep costs down, according to Alex Dowling. Read more → Property Investor Today01 July 2024 Why are interest rates falling now - and so quickly? Dariusz Karpowicz, director at Albion Financial Advice: “Another positive news from major lenders with yet another series of rate decreases! The mood and feel… Read more → Financial Times Adviser01 July 2024 Britons squirrelling more away than in 2023 but IFAs urge doing it right Britons have been squirrelling more money away this year than in 2023, but advisers are urging caution over tax traps. Read more → The Sun25 June 2024 Major lenders cut mortgage rates and more could follow - what it means for you as experts predict ‘summer of savings’ Dariusz Karpowicz, direct at Albion Financial Advice, said HSBC, Barclays and NatWest slashing rates was only a good thing though. Read more → Letting Agent Today25 June 2024 Experts warn against corporates monopolising private rentals More negative thoughts come from Dariusz Karpowicz, director at Albion Financial Advice: “Along with Asda and TSB, who also announced their plans to become… Read more → Daily Express20 June 2024 Credit card debt surges by almost £5bn as punishing rates send bills spiralling Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said: "This rise in debt is starting to impact people's ability to get a mortgage, as… Read more → Financial Times19 June 2024 Credit card debt hits UK mortgage affordability Dariusz Karpowicz, director at broker Albion Financial Advice, said mortgage pressures were likely to persist until the BoE reduced its rate: “This rise in debt is… Read more → What Mortgage18 June 2024 Credit card debt a ‘huge problem’ for mortgage applicants Meanwhile, Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, also speaking to Newspage, explained higher outstanding balances on credit… Read more → Introducer Today17 June 2024 Higher Mortgage Rates "sucking life out of the housing market" Dariusz Karpowicz, director at Albion Financial Advice, bemoans the quality of debate in the election campaign. “It seems like the topic [of housing] is taking… Read more → Bristol Live17 June 2024 Expert shares 4 jobs ‘least likely’ to qualify for 40-year mortgage Dariusz Karpowicz, a broker at Albion Financial Advice, revealed the industries and careers that will face more scrutiny and will be the “least likely” to… Read more → Daily Express16 June 2024 Watch out for Big Wednesday - Bank of England decides financial fate of millions Dariusz Karpowicz, Director at Albion Financial Advice, advised people not to get their hopes up. Read more → Gloucestershire Live15 June 2024 Expert shares 4 jobs ‘least likely’ to qualify for 40-year mortgage Dariusz Karpowicz, a broker at Albion Financial Advice, revealed the industries and careers that will face more scrutiny and will be the “least likely” to… Read more → The Telegraph14 June 2024 The jobs that could stop you getting a mortgage Dariusz Karpowicz of broker Albion Financial Advice said buyers in these industries “face more scrutiny and challenges” compared to roles such as accountants,… Read more → MSN14 June 2024 The jobs that could stop you getting a mortgage Dariusz Karpowicz of broker Albion Financial Advice said buyers in these industries “face more scrutiny and challenges” compared to roles such as accountants,… Read more → Birmingham Live13 June 2024 Barclays and TSB hike customer fees with account holders ‘caught in crossfire’ Dariusz Karpowicz Director at Albion Financial Advice said: "This might come from the uncertainty about not only the outcome of the election but also the lack… Read more → Daily Express13 June 2024 Mortgage mayhem as Barclays and TSB hike interest rates on home loans Dariusz Karpowicz, Director at Albion Financial Advice, said the rate rises might be related to uncertainty around the outcome of the general election. He said… Read more → Daily Express07 June 2024 Key reason Bank of England pressured to cut interest rates before election Dariusz Karpowicz, Director at Albion Financial Advice said: "I'm not convinced that the Bank of England will follow the ECB's decision to cut rates. There are… Read more → Daily Express26 May 2024 What General Election could mean for housing market from landlords to tenants Dariusz Karpowicz, Director at Albion Financial Advice, said: " Labour has indicated plans to tighten regulations on landlords, potentially making it even… Read more → Talk Business24 May 2024 Dariusz Karpowicz at Albion Financial Advice Dariusz Karpowicz, Director at Albion Financial Advice speaking to Newspage commented: Read more → The i Paper23 May 2024 How to navigate mortgage ‘confusion’ as some rates rise and others are cut And Dariusz Karpowicz, director at Albion Financial Advice, added: “Depending on what politicians cook up, rates could swing either way. Let’s hope they whip… Read more → The Intermediary23 May 2024 Barclays increases rates across mortgage and remortgage deals Dariusz Karpowicz, director at Albion Financial Advice: “This is a surprising, if not bizarre move from Barclays, and doesn’t follow the recent trend. Read more → The Intermediary23 May 2024 What will be the best General Election result for the UK’s mortgage, property and financial services markets? Dariusz Karpowicz, director at Albion Financial Advice: “If Labour wins, as current polls suggest, it might not bode well for the economy. Labour has indicated… Read more → Protection Reporter23 May 2024 Rishi Sunak announces high-risk general election in July 2024 Dariusz Karpowicz, Director at Albion Financial Advice, worries that if Labour wins “it might not bode well for the economy […] Their proposals include… Read more → Financial Reporter22 May 2024 Rishi Sunak announces high-risk general election in July 2024 Dariusz Karpowicz, Director at Albion Financial Advice, worries that if Labour wins “it might not bode well for the economy […] Their proposals include… Read more → Daily Express19 May 2024 Credit card spending spirals with surge in use for essentials across UK Dariusz Karpowicz, Director at Albion Financial Advice said the credit card debt boom is further evidence of a squeeze on household budgets. Read more → Birmingham Live17 May 2024 Barclays, HSBC and TSB customers ‘relieved’ over new rules for accounts Dariusz Karpowicz, Director at Albion Financial Advice, said: "There is finally some light at the end of the tunnel. Barclays has just announced reductions in… Read more → The Sun16 May 2024 Fresh relief for thousands of homeowners as THREE major lenders cut mortgage rates by up to 0.45% Dariusz Karpowicz, director at Albion Financial Advice, said: “Such rate cuts are particularly welcome at a time when the market has been under significant… Read more → Protection Reporter14 May 2024 Your views: How many times have you heard “the Government will pay my mortgage” as a broker? “It’s eye-opening to know that basic plans could start from the price of a weekly coffee and snack, yet many still overlook the importance of protection,” said… Read more → The Intermediary14 May 2024 Mortgage borrowers who use gambling as a leisure activity “shouldn’t be treated like they’re the Cincinnati Kid” Dariusz Karpowicz, director at Albion Financial Advice: “This is often the case, as borrowers’ profiles, credit history and bank statements are thoroughly… Read more → The Intermediary14 May 2024 Brokers share most bizarre reasons why borrowers refuse life cover Dariusz Karpowicz, director at Albion Financial Advice: “One of the most common reasons I hear from people for not taking out critical illness or life cover is… Read more → Daily Mail09 May 2024 Newlyweds reveal why they moved to Wales but returned after six months Mortgage expert Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, told MailOnline: 'During the Covid-19 pandemic, there was a noticeable… Read more → Investing.com07 May 2024 Santander hikes mortgage rates for second time in a week Dariusz Karpowicz, director at Albion Financial Advice, said the second rate hike from Santander in a week "reflects the broader market's reaction to rising… Read more → Mortgage Solutions07 May 2024 Rise in limited company set-up fee unlikely to deter landlords, brokers say Dariusz Karpowicz, director at Albion Financial Services, said that the recent rise in the cost of setting up a limited company, a sharp 316% increase to £50,… Read more → Yahoo07 May 2024 Barclays announces change to accounts ‘from tomorrow’ in ‘refreshing departure’ Dariusz Karpowicz, Director at Albion Financial, said: "Barclays' decision to lower rates on its fixed-rate Purchase deals, particularly at higher… Read more → Daily Express07 May 2024 Barclays slashes mortgage rates on fixed deals ahead of Bank of England decision Speaking to the Newspage news agency, Dariusz Karpowicz, director at Albion Financial Advice commented: “Barclays' decision to lower rates on its fixed-rate… Read more → Daily Mail07 May 2024 House hunters are heading back to London or deciding to stay in city Dariusz Karpowicz, director at Albion Financial Advice Read more → Share Talk02 May 2024 Santander Raises Mortgage Rates Again, Marking Second Increase in a Week Dariusz Karpowicz, director at Albion Financial Advice, noted that Santander’s second rate hike within a week “mirrors the broader market’s response to rising… Read more → Proactive Investors02 May 2024 Santander hikes mortgage rates for second time in a week Dariusz Karpowicz, director at Albion Financial Advice, said the second rate hike from Santander in a week "reflects the broader market's reaction to rising… Read more → Birmingham Live02 May 2024 Santander announces another rule change and 'all customers can do is pray' Dariusz Karpowicz, Director at Albion Financial Advice, said: "Santander's second rate hike in a week reflects the broader market's reaction to rising Swap rates. Read more → The Intermediary02 May 2024 Santander increases fixed rates for second time this week Dariusz Karpowicz, director at Albion Financial Advice: Read more → Mortgage Strategy01 May 2024 News analysis: A fully paperless mortgage process? Not yet Albion Financial Advice director Dariusz Karpowicz agrees, blaming a lack of innovation. Read more → Sky News01 May 2024 Four mortgage lenders announce hikes Dariusz Karpowicz, director at Albion Financial Advice, told Newspage: "The atmosphere in the mortgage market is rather grim, with major players like Halifax,… Read more → The Intermediary01 May 2024 April sees slowing in annual house price growth - Nationwide Dariusz Karpowicz, director at Albion Financial Advice: “April saw a steady uptick in demand for residential properties, with the number of prospective buyers… Read more → The Intermediary01 May 2024 Halifax, BM Solutions, Virgin and Nottingham BS hike rates Dariusz Karpowicz, director at Albion Financial Advice: Read more → The Intermediary30 April 2024 Net mortgage approvals see modest rise in March - Bank of England Dariusz Karpowicz, director at Albion Financial Advice: “Mortgage activity remained robust in March and April, with a noticeable surge in enquiries and applications. Read more → The Intermediary30 April 2024 Skipton Building Society reduces rates and relaunches high LTV remortgage Dariusz Karpowicz, director at Albion Financial Advice: Read more → Yahoo29 April 2024 NatWest rolling out change to accounts from tomorrow and 'has little choice' Dariusz Karpowics, from Albion Financial Advice, said: "It's another hit from the market, this time from NatWest, with rate increases up to 0.22%. While… Read more → This Is Money09 April 2024 Mortgage brokers reveal how borrowers are coping with higher rates Dariusz Karpowicz, director at Albion Financial Advice said: 'One client, a young professional couple, secured a two-year fixed-rate mortgage just before… Read more → Daily Express29 March 2024 When interest rates could finally come down to lift burden on mortgage holders Dariusz Karpowicz, Director at Albion Financial Advice, said: "Chances of a cut have been bolstered by the latest data revealing a stagnation in retail sales… Read more → The Intermediary27 March 2024 Brokers divided on 99% LTV mortgage product from YBS Dariusz Karpowicz, director at Albion Financial Advice: “Accord’s launch of a 99% mortgage for first-time buyers is like a breath of fresh air. Read more → The i Paper22 March 2024 I saved £300 a month ditching my tracker mortgage. I couldn’t wait for rate cuts Dariusz Karpowicz, director at Albion Financial Advice, added: “In the mortgage world, playing the waiting game with tracker rates is like hoping for a sunny… Read more → The Intermediary21 March 2024 Bank of England holds base rate at 5.25% Dariusz Karpowicz, Director at Albion Financial Advice said: “The Bank of England’s decision to keep rates on hold at 5.25% didn’t exactly shock the financial… Read more → The Intermediary20 March 2024 NatWest makes encouraging changes to new business mortgage products Dariusz Karpowicz, director at Albion Financial Advice: Read more → BTL Insider20 March 2024 The rental market is broken: Average UK private rents rise by 9% Dariusz Karpowicz, director at Albion Financial Advice, expects rents to continue to rise in the near future, which will likely make affordable living spaces… Read more → The Intermediary20 March 2024 Atom bank increases mortgage rates Dariusz Karpowicz, director at Albion Financial Advice: “Atom bank’s gearing up to hike rates across the board. Talk about marching to their own beat. Despite… Read more → Financial Times15 March 2024 UK public inflation expectations fall to lowest in over 2 years “Public perception has shifted, expecting inflation to cool and interest rates to stabilise or decrease, reflecting a cautious optimism about the future,” said… Read more → Bloomberg UK15 March 2024 UK inflation expectations fall to lowest since BoE hikes began Read more → Daily Express15 March 2024 Debt crisis bankruptcy surge Dariusz Karpowicz, director at Albion Financial Advice, said: "The latest insolvency numbers hit like a gut punch, underscoring a brutal truth. With living… Read more → The Intermediary15 March 2024 Total number of individual and company insolvencies rise in February, data reveals Dariusz Karpowicz, director at Albion Financial Advice: Read more → The Intermediary15 March 2024 Bank of England inflation attitudes survey reveals “people are feeling the financial pinch” Dariusz Karpowicz, director at Albion Financial Advice: Read more → The Intermediary13 March 2024 Halifax increases fixed rates by up to 0.2% Dariusz Karpowicz, director at Albion Financial Advice: “The news today is a mixed bag for mortgage hopefuls. Read more → The Intermediary13 March 2024 Halifax introduces rate increases for selected remortgage products Dariusz Karpowicz, director at Albion Financial Advice: Read more → Birmingham Live11 March 2024 Halifax under fire over new changes Dariusz Karpowicz, Director at Albion Financial Advice, said: "The news today is a mixed bag for mortgage hopefuls. Read more → The Intermediary06 March 2024 Spring Budget 2024: SMEs deliver their verdict Dariusz Karpowicz, director at Albion Financial Advice: “This measure aims to stimulate the housing market by encouraging more transactions, with the… Read more → The Intermediary14 December 2022 House prices saw monthly increase in October - ONS Dariusz Karpowicz, director of Doncaster-based mortgage broker, Albion Financial Advice: Read more → MpMag14 December 2022 UK house prices - Land Registry reveals own figures Dariusz Karpowicz, director at Doncaster-based mortgage broker Albion Financial Advice, said that the latest HMLR data, though skewed by the Stamp Duty… Read more → IFA Magazine07 November 2022 Halifax October HPI: Experts say the property market is not facing headwinds but a hurricane Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice: “I am not convinced that house prices will fall by as much as 30%, as some are… Read more → The Intermediary04 November 2022 Majority of brokers predict a house price fall of 10% or less - poll Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice: Read more → Mortgage Solutions15 July 2022 Brokers pivotal in helping manage clients' financial squeeze - analysis Dariusz Karpowicz, director at Albion Financial Advice, said: “There are definitely interesting and worrying times ahead. The main question now is whether the… Read more →