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12 August 2025

All DWP Universal Credit claimants warned 'even if you're working full-time'

All DWP Universal Credit claimants warned 'even if you're working full-time'

Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, added: "Over a million more people joining Universal Credit in 12 months tells a stark story about Britain's economy under Labour - and it's not the growth narrative Rachel Reeves promised.

"With nearly half of claimants facing deductions and a third already in work but still needing state support, we're witnessing the uncomfortable reality of an economy where even employment doesn't guarantee basic living standards.

"The Chancellor's borrowed time may be running out faster than her fiscal headroom. When eight million people depend on UC and government spending consumes half our GDP, any politician brave enough to tackle this dependency faces electoral suicide - creating a vicious cycle where economic stagnation becomes politically entrenched for decades to come."

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Dariusz Karpowicz is a regulated adviser and Founder of Albion Financial Advice Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 769375).

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. The information on this website is for general guidance only and does not constitute personalised financial advice.

Albion Financial Advice Services Ltd is registered in England No. 10460659; registered office: Armstrong House, First Avenue, Finningley, Doncaster, DN9 3GA.

Fees: our standard broker fee for arranging a new residential mortgage is £599 where there is no adverse credit history. Different fees apply to remortgages, buy-to-let and commercial cases. Where there is adverse credit history, our fee depends on your circumstances and will always be disclosed before any fee-charging activity begins. Your initial consultation is always free.

If you have a complaint, contact us first at info@albionfa.co.uk or 01302 590039. If you are not satisfied with our response, you may refer your complaint to the Financial Ombudsman Service: financial-ombudsman.org.uk, tel. 0800 023 4567. · Privacy policy · Shop terms

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