Shop Terms

Last updated: 27 August 2026

Seller

The shop on this website is operated by Albion Financial Advice Services Ltd (trading style: Albion Financial Advice), registered in England No. 10460659, registered office: Armstrong House, First Avenue, Finningley, Doncaster, DN9 3GA, authorised and regulated by the Financial Conduct Authority (FRN 769375). Contact: info@albionfa.co.uk, tel. 01302 590039.

Services and prices

The shop offers services: will drafting and financial consultations. Prices shown against each product are final. Online payments are handled by an external payment provider (Stripe) – we never see your full card details. The amount paid for a financial consultation is fully offset against our fee if you decide to proceed with us.

Delivery

Services are delivered at a time agreed with you after your order (we normally get in touch within a few working days to arrange it). Wills and estate planning are not regulated by the Financial Conduct Authority.

Payment, commencement of work and refunds

By placing an order you expressly request that we begin providing the service immediately upon payment, before the end of the 14-day period from purchase. Work starts the moment you pay – this includes preparing your consultation and work on your will. For this reason fees are non-refundable – this applies to both consultations and will drafting, including where a booked consultation is cancelled. By accepting these terms at purchase you acknowledge that once the service has been fully performed your statutory right to cancel (Consumer Contracts Regulations 2013) is lost, and that if you withdraw earlier we may retain the fee corresponding to work already started or carried out. You can reschedule a consultation free of charge by contacting us in advance at info@albionfa.co.uk.

Complaints

Please send complaints to info@albionfa.co.uk or call 01302 590039 – we respond promptly. For matters concerning regulated services you may also refer to the Financial Ombudsman Service (financial-ombudsman.org.uk, tel. 0800 023 4567).

Personal data and governing law

How we handle personal data is described in our privacy policy. Contracts concluded through the shop are governed by the law of England and Wales; this does not limit your consumer rights.

Dariusz Karpowicz is a regulated adviser and Founder of Albion Financial Advice Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 769375).

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. The information on this website is for general guidance only and does not constitute personalised financial advice.

Albion Financial Advice Services Ltd is registered in England No. 10460659; registered office: Armstrong House, First Avenue, Finningley, Doncaster, DN9 3GA.

Fees: our standard broker fee for arranging a new residential mortgage is £599 where there is no adverse credit history. Different fees apply to remortgages, buy-to-let and commercial cases. Where there is adverse credit history, our fee depends on your circumstances and will always be disclosed before any fee-charging activity begins. Your initial consultation is always free.

If you have a complaint, contact us first at info@albionfa.co.uk or 01302 590039. If you are not satisfied with our response, you may refer your complaint to the Financial Ombudsman Service: financial-ombudsman.org.uk, tel. 0800 023 4567. · Privacy policy · Shop terms

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