Dariusz Karpowicz - financial advice
I help families and investors across the UK and overseas secure the right mortgage, protection and insurance. Clear, honest, whole-of-market advice from start to finish.
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Comprehensive financial support under one roof
Mortgages, protection, insurance and estate planning. Friendly, expert, whole-of-market advice, regulated by the FCA.
Mortgages
From first-time buyers to complex commercial deals, we provide comprehensive mortgage advice with access to 100+ lenders.
Learn more →🛡️Protection Insurance
Life insurance, critical illness cover and income protection to safeguard your family's financial future. Over £500m of cover arranged.
Learn more →📜Will Writing
Don't put off making a Will until it is too late. Protect your family's future and ensure your wishes are carried out.
Learn more →🏢Business Insurance
Business protection is about insuring for the unexpected. We provide an essential safety net for businesses of every type.
Learn more →🏡General Insurance
Your home is probably the most valuable thing you own. The right cover gives you comfort that it can be repaired or rebuilt if the unexpected happens.
Learn more →📊Property Reports
Comprehensive property reports covering 260+ data points across 29.5 million UK homes. Make informed decisions with detailed property intelligence.
Learn more →🌍Foreign Nationals & Expats
Specialist UK mortgages for non-residents, expats and international investors worldwide.
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An adviser who understands your situation
My name is Dariusz Karpowicz, a financial adviser working in the United Kingdom. After years with a respected mortgage brokerage I founded Albion Financial Advice, helping clients from Poland, Eastern Europe and beyond buy property in the UK. Today we look after clients of many nationalities right across the country.
Originally from Gdańsk, I have lived in the UK since 2006. I previously ran an international recruitment business operating in four countries, leading a team of more than 500 people, and have trained over 30 mortgage and protection advisers now working successfully on the British market.
Albion Financial Advice is directly regulated by the Financial Conduct Authority. With access to a broad panel of the market we find solutions tailored to your situation, including more complex cases: non-standard income, adverse credit, buy-to-let, HMOs and commercial property.
- Directly FCA regulated, with whole-of-market access
- A personal, jargon-free service built around you
- Support at every stage, from the first chat to completion
Honest advice, built around your interests
Whole-of-market access
We compare a wide panel of lenders and insurers to find a solution that genuinely fits your situation.
Clear, jargon-free guidance
We explain every step of your mortgage, protection or financial plan in plain language.
Experience with complex cases
Employed, self-employed or limited-company income, we know what UK lenders look for.
Full support and FCA regulation
We are authorised and regulated by the FCA, and stay on hand long after completion.
Free mortgage calculators
Estimate your affordability, repayments, stamp duty and investment returns before we talk.
Latest from the blog
Practical articles on mortgages, the property market and finance in the United Kingdom.
Let's talk about your plans
Message or call us. We'll tell you honestly what is possible in your situation, with no obligation.
Albion Financial Advice is a trading style of Albion Financial Advice Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. Will writing, estate planning and some forms of business and buy-to-let cover are not regulated by the Financial Conduct Authority. Information on this page is general guidance only.