Credit card spending spirals with surge in use for essentials across UK

Dariusz Karpowicz, Director at Albion Financial Advice said the credit card debt boom is further evidence of a squeeze on household budgets.

"Unfortunately, this increase isn't from exuberant spending but from the costs of day-to-day living." he said.

"It's a troubling trend that highlights the growing financial pressure on households and underscores the need for careful financial planning and management.”