Specialist lending has become a 'vital lifeline' for shared ownership

Dariusz Karpowicz, director at Albion Financial Advice, said: “Specialist lending has become a vital lifeline in the shared ownership market, offering hope to buyers who find themselves outside the conventional lending box.

“Whether it’s self-employed professionals with variable incomes, individuals rebuilding their credit scores, or those with non-traditional employment patterns, these lenders excel at understanding unique circumstances where high street banks might hesitate.

“Specialist lending remains a crucial bridge for many aspiring homeowners who would otherwise remain locked out of the property market.”