NatWest customers could get £37,500 extra in new update

Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said this is a “significant shift”.

He added: “NatWest joins the affordability race, now offering up to 6x income multiples for higher earners with solid deposits. This marks a significant shift in lending criteria, making larger mortgage amounts accessible to those who previously hit the ceiling at 5.5x their salary.

"The move brings welcome relief for borrowers in high-cost areas, particularly those earning £75,000 or more who can now access an extra £37,500 in borrowing power. However, this isn't a return to pre-2008 lending practices. Lenders still conduct rigorous affordability assessments.