In the press
Media Appearances
Dariusz Karpowicz, Director at Albion Financial Advice, is one of the UK's most widely quoted mortgage commentators, featured across national and trade press on mortgages, interest rates and the housing market.
111 press appearances across 40 publications
‘War on UK taxpayers’ as Iran piles £12bn onto national interest Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said he expects 10-year Gilts to break 5%. Read more → 
1 in 8 young people not in work or education, new data shows Speaking to Newspage, Dariusz Karpowicz, Director at Doncaster-based Albion Financial Advice, said businesses are not hiring young people because costs have… Read more → 
Nationwide and Virgin Money customers 'hit with new £360 charge' Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said an extra 0.2 percent added roughly £360 a year on a £150,000 mortgage. Read more → 
HSBC and Coventry Building Society customers face costly change 'from Friday and Monday' Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, also emphasised how quickly markets - and mortgage pricing - can turn: "For weeks, the… Read more → 
‘And so it begins’ - Mortgage lenders kick rates back up amid Middle East crisis “For weeks, the direction felt obvious: rates were falling, a Bank of England cut looked nailed on and everyone got comfortable,” Dariusz Karpowicz, director at… Read more → 
Student loans debate: should you fund your child through university? Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: “High earners often repay far more than they borrowed once interest builds up, so… Read more → 
NatWest customers could get £37,500 extra in new update Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said this is a “significant shift”. Read more → 
Two child benefit cap scrapped as Rachel Reeves makes Budget announcement Dariusz Karpowicz, director at Albion Financial Advice: 'Every pound spent lifting children out of poverty today saves multiple pounds in healthcare, education… Read more → 
Recession alert: US economic downturn 'would be straw that breaks the UK's back' as stock market tumbles Investors are concerned about a potential AI stock market 'bubble' which analysts warn could trigger a recession on both sides of the Atlantic Read more → 
Stocks plummet with S&P 500 on the brink as US recession fears explode Dariusz Karpowicz from Albion Financial Advice said Bitcoin dropping like a stone proves it's not the safe haven some claim, but investors shouldn't panic. Read more → 
Rachel Reeves's raid on pensions set to be 'biggest tax hit in decades' as YOU could lose £214k to HMRC Dariusz Karpowicz, who directs Albion Financial Advice in Doncaster, added: "Your pension pot faces a 40 per cent tax grab from 2027. That retirement fund you've… Read more → 
NatWest and Barclays make major announcement for customers moving home Some experts have called the move 'reckless' by the banks Read more → 
Huge boost for borrowers as major lender cuts rates by up to 0.2% Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice says: "Scrapping the two-child benefit cap will cost roughly £2.5 billion annually, money the… Read more → 
Buyers urged to lock-in low mortgage rates before Budget Two major mortgage lenders have cut rates in what brokers describe as a pre-Budget rush. Read more → 
UK child workless households hit 1.22 million as experts warn of health crisis Despite 700,000 job vacancies nationwide, experts argue the issue extends beyond job availability. "Parents need practical support to enter employment, not more… Read more → 
Rise in people cancelling private medical insurance amid 'fiscal assaults' Dariusz Karpowicz, Albion Financial Advice director, said: "Due to National Insurance hikes, high inflation and general economic uncertainty, companies are… Read more → 
One in 10 children now live in unemployed UK households Dariusz Karpowicz, Director at Albion Financial Advice, commented on the growing issue of workless households. Read more → 
Rise in people and firms cancelling private medical insurance as tax squeeze bites "Cancellations are definitely picking up steam, and frankly, who can blame people when they're being hammered from all sides?" - Dariusz Karpowicz, Albion Read more → 
Pizza Hut downfall from iconic all-you-can-eat buffet, Prem sponsorship and closures Dariusz Karpowicz, Director at Albion Financial Advice said: "Pizza Hut's dine-in collapse serves up a bitter slice of reality for Britain's struggling hig Read more → 
Pizza Hut 'stuck in the middle' as UK dine-in arm collapses into administration "Soaring energy costs, rising employment expenses, and families treating restaurant meals as luxuries rather than regular treats have left margins painfull Read more → 
Rachel Reeves's 'brutal' economy blamed for Pizza Hut closures Dariusz Karpowicz, Director at Albion Financial Advice, said the collapse offers yet another glimpse into the harsh challenges of hospitality and the bruta Read more → The Independent As house prices rise, should you buy property using a modern auction? Dariusz Karpowicz, director at Albion Financial Advice, says: "Online property auctions might seem like bargain hunting's holy grail, but they're more like Read more → 
Angela Rayner urged by tax experts to resign over stamp duty scandal Dariusz Karpowicz, director at Albion Financial Advice, was quoted as a tax expert commenting on the stamp duty scandal. Read more → 
Nationwide introduces new 'minimum income' rule with customers warned Homeowners who are looking for a new mortgage deal may benefit from enhanced affordability when applying to remortgage to Nationwide, the lender has confir Read more → 
Nationwide enhances affordability criteria for remortgages Nationwide has enhanced its affordability criteria for remortgages Read more → This Is Money Borrowing boost! Nationwide offers remortgage customers £34k bigger... The building society is relaxing affordability checks for new remortgage customers - if they fix for five years. Read more → 
All DWP Universal Credit claimants warned 'even if you're working full-time' Experts slammed politicians for 'allowing our economy to reach this situation' and the figures show millions of households are struggling. Read more → 
UK house buyers urged to act now as market chaos could change rates in a heartbeat And Dariusz Karpowicz, director at Albion Financial Advice said: "Today's inflation bump has put that expected rate cut firmly on the back burner. "Don't hold your… Read more → 
BBC investigation ‘damning indictment’ of conditional selling, say brokers Similarly, Albion Financial Advice director, Dariusz Karpowicz said that, while the exposure is welcome, the investigation won’t represent a “watershed” moment in… Read more → 
Nationwide and Barclays issue 'great news' to customers who'll be £1,000 better off Dariusz Karpowicz, director at Albion Financial Advice, added: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimism.” Read more → 
Barclays customers could soon be £500 better off Dariusz Karpowicz, director at Albion Financial Advice, also remarked: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for… Read more → 
Barclays, Nationwide, Skipton and TSB mortgage price war saving customers more than £1,000 Dariusz Karpowicz, director at Albion Financial Advice, chimed in: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimism." Read more → 
Nationwide and Barclays slash rates with customers to be better off A summer mortgage price war is now in full swing Read more → 
Barclays, Nationwide and TSB customers could save more than £1,000 on mortgages Dariusz Karpowicz, director at Albion Financial Advice, added: "More mortgages are tumbling below the 4% barrier, giving borrowers genuine cause for optimi Read more → 
Warning issued to anyone with a mortgage over change which kicked in last Wednesday And Dariusz Karpowicz, of Albion Financial Advice, cautioned: “This recalibration from one of the UK’s largest mortgage providers suggests a market anticipating… Read more → 
Fears inflation hike has killed mortgage price war Mortgage experts warned borrowers to brace for further turbulence. Dariusz Karpowicz, of Albion Financial Advice, cautioned: “This recalibration from one of the… Read more → 
Tax hikes push wealthy individuals to exit the UK - what are the risks of relocating? Dariusz Karpowicz, director at Albion Financial Advice, said there has been a noticeable exodus of wealth and wealth creators since the Autumn Budget. Read more → 
Halifax rate changes suggest 'markets expect base rate cuts this year but are less sure about 2026 onwards' Halifax rate changes suggest 'markets expect base rate cuts this year but are less sure about 2026 onwards' Read more → 
Rachel Reeves savaged over 'fantasy politics' after Cash ISA plan rubbished Dariusz Karpowicz, Director at Albion Financial Advice, said the Chancellor's potential cash ISA allowance cut might fill Treasury coffers, but it is unlik Read more → 
Bitcoin drops to three-month low reinforcing 'risks' and 'volatility' of crypto Dariusz Karpowicz, director at Albion Financial Advice, noted that significant price fluctuations are simply a characteristic of digital assets. However, whether… Read more → 
Warning issued to anyone with a Nationwide credit card Dariusz Karpowicz, director at Albion Financial Advice, commented on the Nationwide credit card interest rate increase. Read more → 
Alert issued to anyone with a Nationwide credit card The building society will increase the representative rate for existing credit card customers by up to five percentage points from April 1 Read more → 
Nationwide cuts mortgage rates following Barclays, Santander and Yorkshire "In a welcome move that's music to borrowers' ears, it's quite refreshing to see one of Britain's biggest lenders joining the rate-cutting party, giving bo Read more → 
Major lenders slash mortgage rates below 4% as experts predict 'domino effect' Santander and Barclays have announced this week that it was to launch the new deals on Thursday, with borrowers able to get mortgage rates below 4% for the Read more → 
NatWest makes change to accounts in move that 'could trigger domino effect' Remortgage borrowers look to be the biggest winners with this particular reprice, with cuts of up to 0.36%. Read more → 
BMI and mental health admissions leading to protection rejections King was not alone in this observation as Albion Financial Advice director, Dariusz Karpowicz, said: “Watching insurance companies turn away young people in droves… Read more → 
Maximise your house sale: beat the taxman "By utilizing a combination of Cash ISAs, considering Premium Bonds for larger sums, and potentially splitting funds between spouses to maximize Personal S Read more → 
MPC 'most likely split' on 'pivotal' rates decision Rate setters will most likely be split over a base rate cut this Thursday, according to experts, despite most expecting a cut of 25 basis points. Read more → 
Banking app issues reminder of tech reliance Issues with several banking apps over the past few days show how much technology is relied upon, brokers have said. Read more → 
Lloyds and Halifax banking app customers urged 'do not make repeat payments' Dariusz Karpowicz, Director at Albion Financial Advice: "The banking sector appears to be stumbling through a technological rough patch." Read more → 
All eyes are on Threadneedle Street as Nationwide increases fixed rates up to 0.15% Dariusz Karpowicz, Director at Albion Financial Advice, said: "The much-anticipated January mortgage rate war has fizzled into a damp squib, with Nationwid Read more → 
Lloyds Banking Group announces closure of a further 136 branches "While the decline in branch usage is inevitable in a digital era, banks risk excluding elderly and vulnerable customers who depend on face-to-face service Read more → 
Brokers give Barclays' Mortgage Boost thumbs up Dariusz Karpowicz, Director at Albion Financial Advice, commented on Barclays' Mortgage Boost proposition as affordability continues to be a struggle for b Read more → 
Natwest brings 'festive cheer' with rate reductions NatWest has brought some 'much needed festive cheer' to the mortgage market by announcing rate cuts of up to 39 basis points. Read more → 
NatWest cuts rates by up to 39bps Dariusz Karpowicz, Director at Albion Financial Advice, commented on NatWest's rate cuts bringing festive cheer to the mortgage market. Read more → 
Specialist lending has become a 'vital lifeline' for shared ownership "Specialist lending has become a vital lifeline in the shared ownership market, offering hope to buyers who find themselves outside the conventional lending box." -… Read more → 
Do customers really want an 18-month mortgage product? "This unconventional term length offers borrowers a fresh alternative to traditional fixed periods. This strategic product launch appears well-timed, provi Read more → 
Underwriting delays cost clients thousands, say brokers Mortgage brokers have warned things are 'going backwards rapidly' when it comes to the underwriting process. Read more → 
Santander confirms new mortgage rule from Thursday that'll be 'mayhem' It is also launching a new range of 2-year fixed rates for purchase customers borrowing up to £250,000. Read more → The Telegraph Buyers race to get on ladder ahead of stamp duty cut-off Dariusz Karpowicz, director at Albion Financial Advice, said: "In my daily consultations I'm particularly noticing buy-to-let investors and second-home purchasers… Read more → The Telegraph Why cautious Britons are shunning European-style mortgages None Read more → 
Autumn Budget - who does Labour define as 'working people?' Read more → 
Industry hits back at Starmer's 'not working people' jibe to landlords Read more → 
Giving up on the dream: Is the UK mortgage market killing self-employment? Read more → The Telegraph I work 50 hours a week as a landlord - it's an insult to say we aren't working people Read more → 
Interest rates will only fall to 3.75% next year, says Santander Read more → 
NHS mobile app could be 'game changer' for protection market Customers accessing their health records via the NHS mobile app could be 'a game changer' for the protection market, New Leaf Distribution managing directo Read more → 
Sub 3% mortgages ‘possible’ as Bank of England hints at more ‘aggressive’ interest rate cuts and lenders make reductions Dariusz Karpowicz, who is director at Albion Financial Advice, said that it's not "unrealistic" that we'll see rates drop below 3%. Read more → 
Huge win for buyers' as Nationwide offers mortgages worth six times their income Nationwide, the UK's largest building society, has announced a significant boost for first-time buyers. Read more → 
We could see demand for longer-term fixed deals spike But Dariusz Karpowicz, director at Albion Financial Advice, cautioned: Read more → 
Lenders' application processing times have reduced from 14 to 10 days "Yes, there has definitely been improvement, and it's great to see high street lenders cutting down their processing times from 14 to 10 days." - Dariusz K Read more → 
Mortgage warning over 'secret last minute fees' as homeowners rush for 'free legals' Dariusz Karpowicz, Director at Albion Financial Advice, summed up the pervasive issues surrounding these services. “Free legals might sound like a great deal at… Read more → 
Mortgage holders face 50 charge for every request they make to solicitors Read more → 
Era of 'rock-bottom' mortgage rates is over - analysis "We're seeing some real momentum with lenders cutting rates, particularly for products with lower LTVs." - Dariusz Karpowicz, Albion Financial Advice Read more → 
Brokers claim transaction times 'longest in over 20 years' Brokers have claimed that transaction times are currently 'the longest experienced in over 20 years in the industry'. Read more → Proactive Investors FTSE 100 live: London stocks by oil and copper slide, Compass and Rolls lead risers Dariusz Karpowicz at Albion Financial Advice says "a lender of its size dipping below 4% could set a trend for other major lenders to follow". Read more → 
New mortgage scheme allows adding of friends and family for bigger loans There is a new way to get a mortgage that could help you buy a bigger house Read more → 
New scheme offers bigger mortgages with family help but some experts say be wary Dariusz Karpowicz, Director at Albion Financial Advice, called on other lenders to follow suit with income booster mortgage schemes. Read more → 
Inflation has only hit target rate for 30% of time since 1997 The Bank of England has only managed to keep inflation at its target rate for 30 per cent of the time since it gained independence in 1997, data has found. Read more → 
School fees VAT hike: Self-employed parents scramble for mortgage solutions "We're definitely seeing an uptick in parents remortgaging or opting for offset mortgages to handle the rising school fees and the overall cost of living c Read more → 
Green mortgages can 'hugely support' first-time buyers Green mortgages can 'hugely support' first-time buyers by offering financial incentives to keep costs down, according to Alex Dowling. Read more → 
Why are interest rates falling now - and so quickly? "Another positive news from major lenders with yet another series of rate decreases! The mood and feel of the mortgage market are improving every day." - D Read more → 
Britons squirrelling more away than in 2023 but IFAs urge doing it right Britons have been squirrelling more money away this year than in 2023, but advisers are urging caution over tax traps. Read more → 
Major lenders cut mortgage rates and more could follow - what it means for you as experts predict ‘summer of savings’ Dariusz Karpowicz, direct at Albion Financial Advice, said HSBC, Barclays and NatWest slashing rates was only a good thing though. Read more → 
Credit card debt hits UK mortgage affordability Dariusz Karpowicz, director at broker Albion Financial Advice, said mortgage pressures were likely to persist until the BoE reduced its rate: “This rise in debt is… Read more → 
Fresh relief for thousands of homeowners as THREE major lenders cut mortgage rates by up to 0.45% A NUMBER of mortgage experts have hailed the news TSB, HSBC and Barclays will slash rates as a positive sign for the upcoming months... Dariusz Karpowicz, director… Read more → 
Santander Raises Mortgage Rates Again, Marking Second Increase in a Week Read more → Proactive Investors Santander hikes mortgage rates for second time in a week Read more → 
Santander announces another rule change and 'all customers can do is pray' Read more → 
Santander increases fixed rates for second time this week Read more → 
News analysis: A fully paperless mortgage process? Not yet Read more → 
Four mortgage lenders announce hikes Read more → 
April sees slowing in annual house price growth - Nationwide Read more → 
Halifax, BM Solutions, Virgin and Nottingham BS hike rates Read more → 
Net mortgage approvals see modest rise in March - Bank of England Read more → 
Skipton Building Society reduces rates and relaunches high LTV remortgage Read more → 
NatWest rolling out change to accounts from tomorrow and 'has little choice' Read more → 
NatWest makes encouraging changes to new business mortgage products Read more → 
The rental market is broken: Average UK private rents rise by 9% Read more → 
UK public inflation expectations fall to lowest in over 2 years “Public perception has shifted, expecting inflation to cool and interest rates to stabilise or decrease, reflecting a cautious optimism about the future,” said… Read more → Bloomberg UK UK inflation expectations fall to lowest since BoE hikes began Read more → 
Debt crisis bankruptcy surge Read more → 
Halifax increases fixed rates by up to 0.2% Read more → 
Halifax introduces rate increases for selected remortgage products Dariusz Karpowicz, director at Albion Financial Advice: Read more → 
Halifax under fire over new changes "These increases show that the markets do not have renewed confidence following last week's Budget. It's not been the best of starts to the week for borrowers."… Read more → 
Spring Budget 2024: SMEs deliver their verdict Dariusz Karpowicz, director at Albion Financial Advice: Read more → 
House prices saw monthly increase in October - ONS Dariusz Karpowicz, director of Doncaster-based mortgage broker, Albion Financial Advice: Read more → 
UK house prices - Land Registry reveals own figures Dariusz Karpowicz, director at Doncaster-based mortgage broker Albion Financial Advice, said that the latest HMLR data, though skewed by the Stamp Duty holiday, has… Read more → IFA Magazine Halifax October HPI: Experts say the property market is not facing headwinds but a hurricane Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice: “I am not convinced that house prices will fall by as much as 30%, as some are predicting.… Read more → 
Majority of brokers predict a house price fall of 10% or less - poll Dariusz Karpowicz, director of Doncaster-based Albion Financial Advice: Read more → 
Brokers pivotal in helping manage clients' financial squeeze - analysis Dariusz Karpowicz, director at Albion Financial Advice, said: “There are definitely interesting and worrying times ahead. The main question now is whether the Bank… Read more → No appearances for this publication yet.
Journalist or producer?
Dariusz is available for comment on mortgages, interest rates and the UK housing market, often at short notice.