The pros and cons of a tracker mortgage - and why there’s been a rise in uptake

Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, echoed that he has seen a surge in interest in tracker mortgages, and he thinks they could be a good idea for some clients.

He said: “Trackers are the comeback kid of the mortgage world right now. With the Bank’s base rate expected to drop towards 3 per cent by end of 2026, a tracker could save you serious money compared to fixing.”