Over 28 UK banks and building societies lend beyond the standard 4.5x income – from 5x up to 7x and even uncapped. See the exact income multiples, income thresholds and LTV limits for 2026.
Which UK Banks Will Lend You the Most? Income Multiples (LTI) Guide 2026 Read More »
Mortgage GuidesDariusz Karpowicz is a regulated adviser and Founder of Albion Financial Advice Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 769375).
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. The information on this website is for general guidance only and does not constitute personalised financial advice.