Student loans debate: should you fund your child through university?

Dariusz Karpowicz, director at Doncaster-based Albion Financial Advice, said: “High earners often repay far more than they borrowed once interest builds up, so paying fees upfront can save tens of thousands.

“Lower earners may never clear it anyway, making it behave more like a capped contribution. Think careers first, interest rate headlines second.”