By Dariusz Karpowicz In the UK, we seem to have a national sport that rivals football or complaining about the rain: the race to be mortgage – free. For decades, the ultimate financial flex has been the “mortgage burning party.” The logic is ingrained in us from a young age: debt is bad, owning your […]
The UK rental market has experienced unprecedented inflation over the past decade, with average rents increasing by 82% from 2014 to 2024. Current rental inflation sits at 9.0% annually—the highest on record—while wage growth struggles to keep pace at just 5.2-5.8%. This represents a rental affordability crisis affecting nearly 5 million households across the country.
UK Rental Crisis: A Decade of Dramatic Price Surges Read More »
UK Property Market
In recent discussions about the UK housing market, some commentators have suggested that despite high nominal prices, homes may actually represent better value now than they have in a decade. The claim centers on the difference between nominal prices (the actual price tag) and real values (what those prices mean after adjusting for inflation). But
British Housing Market Reality Check: Price vs. Value Since 2004 Read More »
UK Property Market
In a revelation that has sent shockwaves through the property market, it has come to light that new-build homes in Britain are only required to last for 60 years. This startling fact means that these houses could potentially have a shorter lifespan than their owners, raising serious questions about the long-term value and sustainability of
The Unsettling Truth About New-Build Homes in the UK Read More »
UK Property Market
Introduction In recent years, the British property market has witnessed a surge in so-called “rent-to-rent” schemes, often marketed as a revolutionary approach to property investment requiring minimal capital outlay. This business model, commonly abbreviated as R2R, involves an individual or company renting a property from a landlord and subsequently subletting it to tenants at a
The Rent-to-Rent Scheme: A Critical Analysis for Property Enthusiasts Read More »
UK Property Market, Uncategorized